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  • Writer's pictureZAREENJIT KAUR LALL

Thinking to travel While Pregnant: Let’s discuss what will Travel Insurance cover.

Many couples expecting their first baby (or second or third) knows that their life is going to change – in a good way! As they prepare for diaper duties, late-night feeding, and late-night wake. Between the excitement and nervousness of a new member’s arrival, many parents prefer going for a pre-baby vacation (aka babymoon).

A babymoon is similar to a honeymoon; in a sense, it’s a celebratory vacation, but the difference is that couples instead of spending time alone with their spouse after getting married, spend time together before the arrival of their new baby. As couples understand, once the baby arrives, there are chances enjoyment sometimes will need to be compromised. So the point of a babymoon is to enjoy one last hurrah or adventure before giving birth. While planning a trip during pregnancy, it is better to do some research before the little one opens their eyes to this beautiful world. While you are planning a vacation abroad, it is essential to make sure you have the right travel insurance.

When is it safe to travel while pregnancy?

Most doctors suggest the safest time to travel is between the 18th and the 24th week of pregnancy. As you get further along with your pregnancy, it is advisable to carefully plan the destination or certain types of trips, as airlines usually let pregnant women fly up to the 36th-week mark. Anything beyond that is only allowed with the written confirmation of a medical professional.

What does travel insurance covers during pregnancy?

Where pregnancy is concerned, there is no specific travel insurance for expecting mothers. Travel health insurance covers only the event of a medical emergency that extends to any pregnant woman might have—assuming that there are no-pre-existing complications.

Most travel insurance covers you for these things:

  • emergency medical expenses

  • physical services

  • ambulance transportation

  • hospital stays

  • prescription drugs and more

As we are in the phase of COVID-19 hence, travel insurance also covers you for COVID-19 and related complications. Most travel insurance providers will cover you up to 9 weeks before the due date.

Conditions that are not covered by insurance during pregnancy

  • routine prenatal care and high-risk pregnancy needs or complications

  • Childbirth or complications, when they happen in the nine (9) weeks before or after your expected date of delivery

  • Your child’s needs if they’re born during your trip because your travel insurance covers you, not your baby.

  • Cost of delivery if born outside of your home country and any associated costs (incubators, drugs, surgery, etc.)

Going on a trip before you give birth to your child can be so exciting! Be sure you’re prepared and plan accordingly. Make sure you talk to your doctor before you decide to travel. If you do end up booking a trip, make sure to carry your travel medical insurance with you.

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